Keeping your employees safe at work is important to most business owners. But when a worker does suffer an injury, workers compensation coverage provides your employees with the protection they need, and also, provides you with peace of mind.
Workers Compensation Basics
Since workers comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work, the scope of the coverage of the policy is limited to duties performed by employees.
Injuries that may be covered by workers comp insurance include lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
Workers Compensation Insurance may cover:
Medical bills for employees hurt or sickened at work
Ongoing care, including rehabilitation
Wages missed while recovering
Employee lawsuits over injuries
Funeral expenses, if an employee is killed on the job
Death benefits to support the deceased's family
Contact us today and we will help you protect what matters most.